Funding Pips vs The Funded Trader: Program Comparison

Compare the selected programs, rules, total costs and payout conditions.

Quick Verdict

Funding Pips and The Funded Trader offer distinct programs. This page does not establish a universal winner: compare equivalent products, current total cost, loss-floor calculations, EA permission and payout eligibility using the official sources below.

Head-to-Head Comparison

Metric	Funding Pips	The Funded Trader
Company information	Directory lists 2022, Dubai, UAE; check the current legal counterparty and terms. Age and location do not certify payout safety.	Directory lists 2022, Delaware, USA; check the current legal counterparty and terms. Age and location do not certify payout safety.
Market / product scope	Forex / CFD	Forex / CFD
Program cost	Listed directory fee: $30; verify the current product, options and full cost with the firm.	Listed directory fee: $39; verify the current product, options and full cost with the firm.
Account size / product scope	$5,000 to $200,000 in the directory snapshot; verify the current product.	$5,000 to $400,000 in the directory snapshot; verify the current product.
Profit split	80% (up to 90%)	80% (up to 90%)
Payouts	Bi-weekly (every 14 days from first payout)	Bi-weekly
Challenge model	2-step (Phase 1 + Phase 2)	Standard 2-step, Rapid 1-step, Royal, Knight (3-step)
Platforms / permission	MT5, cTrader, Match-Trader in the directory snapshot; confirm current program access and permission.	MT4, MT5, DXtrade, Match-Trader in the directory snapshot; confirm current program access and permission.

Funding Pips Pros

Industry-cheapest entry fee ($30 for $5k): undercuts almost everyone
Allows news trading, EAs, scalping, and weekend holds
High demand among Reddit /r/algotrading users in 2026
cTrader support including Smart Trader Tools

The Funded Trader Pros

4 challenge variants to match trading style
Low entry fee ($39) for $5K account: cheapest way to test
No consistency rule on most programs
Community-driven with active Discord support

Program Fit to Verify

Funding Pips: Cost-sensitive traders running EAs who want the cheapest possible 2-step entry.

The Funded Trader: Traders wanting a cheap entry point or multiple challenge formats to test.

Test Both Against Your Strategy Before You Pay

EA Hub can illustrate selected preset checks using supplied backtest results. It does not establish that a strategy would pass either firm. Verify current product rules, intraday equity behavior, costs, permission and payout eligibility separately.

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Read the service description and terms separately. Neither account ownership nor software availability authorizes a third party to trade or copy into either firm. Check the proposed arrangement against both firms’ current rules before connecting.

Full Funding Pips and The Funded Trader Reviews

Frequently Asked Questions

Which is cheaper, Funding Pips or The Funded Trader?

Funding Pips: Listed directory fee: $30; verify the current product, options and full cost with the firm. The Funded Trader: Listed directory fee: $39; verify the current product, options and full cost with the firm. Compare equivalent program sizes, add-ons, access periods, activation and repeat costs; there is no universal cheapest product from these two brand names.

How do their payout shares compare?

Funding Pips: 80% (up to 90%) The Funded Trader: 80% (up to 90%) Compare the exact program, caps, buffers and eligibility. No payout or future result is guaranteed.

Can I run the same EA on both?

Funding Pips: Check current product-specific EA, copying and account-access permission. The Funded Trader: Check current product-specific EA, copying and account-access permission. Shared platform names or a recompilation do not establish permission or equivalent behavior.

Which firm is safer or more reputable?

This comparison does not establish payout safety. Company age, a parent-company relationship, review scores and location do not by themselves establish regulation, financial stability or enforceability of a payout. Check the legal counterparty, current contract and independently supportable evidence rather than inferring a winner.

What should a swing trader compare?

Check permitted holding periods, current session-closing deadlines and how each account calculates and enforces its loss floor. An end-of-day update can still be enforced against open losses intraday. Compare the exact stage and product rather than assuming that all trailing floors follow unrealized peaks.

Can I use accounts at both firms?

Check both firms' current personal-use, maximum-allocation, copying, device and strategy rules before any connection. Owning an account does not establish permission to copy a third party or have someone else trade it. More accounts do not guarantee diversified risk or payouts.