Apex Trader Funding vs Funding Pips: Which Prop Firm Wins in 2026?

Side-by-side breakdown of rules, fees, payouts and who should pick which.

Quick Verdict

Apex Trader Funding and Funding Pips serve different markets: Apex Trader Funding for futures traders, Funding Pips for forex/CFD traders. Pick based on what you actually trade, not which firm looks better on paper.

Head-to-Head Comparison

Metric	Apex Trader Funding	Funding Pips
Founded	2021	2022
HQ	Austin, Texas, USA	Dubai, UAE
Market	Futures	Forex/CFD
Minimum fee	$137	$30
Account size range	$25,000 – $300,000	$5,000 – $200,000
Profit split	100% (first $25K), then 90% thereafter	80% (up to 90%)
Payouts	Twice monthly	Bi-weekly (every 14 days from first payout)
Challenge model	1-step Evaluation	2-step (Phase 1 + Phase 2)
Platforms	Rithmic, Tradovate, NinjaTrader, TradingView	MT5, cTrader, Match-Trader

Apex Trader Funding Pros

100% profit split on first $25K: best in industry
No daily drawdown limit: only trailing overall DD
Up to 20 accounts per trader (stack earnings)
Allows EAs and automated strategies on eval (not funded)

Funding Pips Pros

Industry-cheapest entry fee ($30 for $5k): undercuts almost everyone
Allows news trading, EAs, scalping, and weekend holds
High demand among Reddit /r/algotrading users in 2026
cTrader support including Smart Trader Tools

Who Should Pick Which?

Pick Apex Trader Funding if: Experienced futures scalpers/day traders who want to stack multiple accounts.

Pick Funding Pips if: Cost-sensitive traders running EAs who want the cheapest possible 2-step entry.

Test Both Against Your Strategy Before You Pay

Run your backtest through JPTradingCapital's Prop Firm Checker. We evaluate your trades against Apex Trader Funding's and Funding Pips's exact rulesets and tell you which one your strategy would actually pass.

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If the decision is really about who runs the evaluation rather than which firm, our prop firm challenge passing service trades it for you on either firm. The account is bought in your name and we take no share of your payouts.

Full Apex Trader Funding and Funding Pips Reviews

Frequently Asked Questions

Which is cheaper, Apex Trader Funding or Funding Pips?

Funding Pips is cheaper to start, with a minimum challenge fee of $30. Apex Trader Funding starts at $137 and Funding Pips starts at $30. Cheaper entry doesn't always mean better value. Check the profit split, account ceiling, and payout reliability before deciding.

Which has the better profit split, Apex Trader Funding or Funding Pips?

Apex Trader Funding offers 100% (first $25K), then 90% thereafter and Funding Pips offers 80% (up to 90%). Note: most prop firms scale the split with consecutive payouts, so the headline number is just the starting point.

Can I run the same EA on both Apex Trader Funding and Funding Pips?

It depends on which platform your EA targets. Apex Trader Funding supports Rithmic, Tradovate, NinjaTrader, TradingView and Funding Pips supports MT5, cTrader, Match-Trader. There's no platform overlap, so you'd need to recompile or rewrite the EA.

Which is more reputable, Apex Trader Funding or Funding Pips?

Apex Trader Funding (founded 2021) has the longer track record. Funding Pips was founded in 2022 and is still building its payout reputation. For larger account sizes the older firm is usually the safer pick.

Which is better for swing traders, Apex Trader Funding or Funding Pips?

Swing traders need to check two things: (1) whether the firm allows weekend holds, and (2) whether the daily drawdown is static or trailing. Trailing DD is brutal for swing positions because intraday peak equity becomes the new floor. See the Pros/Cons section above for each firm's specifics.

Can I use both Apex Trader Funding and Funding Pips simultaneously?

Yes, most prop firms allow you to hold multiple accounts at different firms (their rules apply only to their own accounts). Some traders deliberately diversify across 2-3 firms to reduce single-firm risk and stack payouts.