Apex Trader Funding vs FXIFY: Which Prop Firm Wins in 2026?

Side-by-side breakdown of rules, fees, payouts and who should pick which.

Quick Verdict

Apex Trader Funding and FXIFY serve different markets: Apex Trader Funding for futures traders, FXIFY for forex/CFD traders. Pick based on what you actually trade, not which firm looks better on paper.

Head-to-Head Comparison

Metric	Apex Trader Funding	FXIFY
Founded	2021	2023
HQ	Austin, Texas, USA	London, UK
Market	Futures	Forex/CFD
Minimum fee	$137	$79
Account size range	$25,000 – $300,000	$10,000 – $400,000
Profit split	100% (first $25K), then 90% thereafter	80% (up to 90%)
Payouts	Twice monthly	Bi-weekly (on-demand after 2 payouts)
Challenge model	1-step Evaluation	1-step, 2-step, or 3-step (trader picks)
Platforms	Rithmic, Tradovate, NinjaTrader, TradingView	MT4, MT5, cTrader, DXtrade

Apex Trader Funding Pros

100% profit split on first $25K: best in industry
No daily drawdown limit: only trailing overall DD
Up to 20 accounts per trader (stack earnings)
Allows EAs and automated strategies on eval (not funded)

FXIFY Pros

Choice of 1/2/3-step models: pick your own difficulty vs reward curve
Up to $400K account size: largest in the industry
Add-ons (no time limit, 90% split, 125% refund) let you customise risk
UK-regulated parent makes payouts legally enforceable

Who Should Pick Which?

Pick Apex Trader Funding if: Experienced futures scalpers/day traders who want to stack multiple accounts.

Pick FXIFY if: Traders who want to customise challenge parameters rather than accept fixed rules.

Test Both Against Your Strategy Before You Pay

Run your backtest through JPTradingCapital's Prop Firm Checker. We evaluate your trades against Apex Trader Funding's and FXIFY's exact rulesets and tell you which one your strategy would actually pass.

Open the Prop Firm Checker →

If the decision is really about who runs the evaluation rather than which firm, our prop firm challenge passing service trades it for you on either firm. The account is bought in your name and we take no share of your payouts.

Full Apex Trader Funding and FXIFY Reviews

Frequently Asked Questions

Which is cheaper, Apex Trader Funding or FXIFY?

FXIFY is cheaper to start, with a minimum challenge fee of $79. Apex Trader Funding starts at $137 and FXIFY starts at $79. Cheaper entry doesn't always mean better value. Check the profit split, account ceiling, and payout reliability before deciding.

Which has the better profit split, Apex Trader Funding or FXIFY?

Apex Trader Funding offers 100% (first $25K), then 90% thereafter and FXIFY offers 80% (up to 90%). Note: most prop firms scale the split with consecutive payouts, so the headline number is just the starting point.

Can I run the same EA on both Apex Trader Funding and FXIFY?

It depends on which platform your EA targets. Apex Trader Funding supports Rithmic, Tradovate, NinjaTrader, TradingView and FXIFY supports MT4, MT5, cTrader, DXtrade. There's no platform overlap, so you'd need to recompile or rewrite the EA.

Which is more reputable, Apex Trader Funding or FXIFY?

Apex Trader Funding (founded 2021) has the longer track record. FXIFY was founded in 2023 and is still building its payout reputation. For larger account sizes the older firm is usually the safer pick.

Which is better for swing traders, Apex Trader Funding or FXIFY?

Swing traders need to check two things: (1) whether the firm allows weekend holds, and (2) whether the daily drawdown is static or trailing. Trailing DD is brutal for swing positions because intraday peak equity becomes the new floor. See the Pros/Cons section above for each firm's specifics.

Can I use both Apex Trader Funding and FXIFY simultaneously?

Yes, most prop firms allow you to hold multiple accounts at different firms (their rules apply only to their own accounts). Some traders deliberately diversify across 2-3 firms to reduce single-firm risk and stack payouts.