Apex Trader Funding vs FXIFY: Which Prop Firm Wins in 2026?
Side-by-side breakdown of rules, fees, payouts and who should pick which.
Quick Verdict
Apex Trader Funding and FXIFY serve different markets — Apex Trader Funding for futures traders, FXIFY for forex/CFD traders. Pick based on what you actually trade, not which firm looks better on paper.
Head-to-Head Comparison
| Metric | Apex Trader Funding | FXIFY |
|---|---|---|
| Founded | 2021 | 2023 |
| HQ | Austin, Texas, USA | London, UK |
| Market | Futures | Forex/CFD |
| Minimum fee | $137 | $79 |
| Account size range | $25,000 – $300,000 | $10,000 – $400,000 |
| Profit split | 100% (first $25K), then 90% thereafter | 80% (up to 90%) |
| Payouts | Twice monthly | Bi-weekly (on-demand after 2 payouts) |
| Challenge model | 1-step Evaluation | 1-step, 2-step, or 3-step (trader picks) |
| Platforms | Rithmic, Tradovate, NinjaTrader, TradingView | MT4, MT5, cTrader, DXtrade |
Apex Trader Funding Pros
- 100% profit split on first $25K — best in industry
- No daily drawdown limit — only trailing overall DD
- Up to 20 accounts per trader (stack earnings)
- Allows EAs and automated strategies on eval (not funded)
FXIFY Pros
- Choice of 1/2/3-step models — pick your own difficulty vs reward curve
- Up to $400K account size — largest in the industry
- Add-ons (no time limit, 90% split, 125% refund) let you customise risk
- UK-regulated parent makes payouts legally enforceable
Who Should Pick Which?
Pick Apex Trader Funding if: Experienced futures scalpers/day traders who want to stack multiple accounts.
Pick FXIFY if: Traders who want to customise challenge parameters rather than accept fixed rules.
Test Both Against Your Strategy — Before You Pay
Run your backtest through JPTradingCapital's Prop Firm Checker — we evaluate your trades against Apex Trader Funding's and FXIFY's exact rulesets and tell you which one your strategy would actually pass.