E8 Funding vs Funding Pips: Which Prop Firm Wins in 2026?

Side-by-side breakdown of rules, fees, payouts and who should pick which.

Quick Verdict

E8 Funding and Funding Pips both have strong cases, and the tiebreaker is your trading style. See the side-by-side table below and the "who should pick which" section for an honest answer.

Head-to-Head Comparison

MetricE8 FundingFunding Pips
Founded20212022
HQDallas, USADubai, UAE
MarketForex/CFDForex/CFD
Minimum fee$47$30
Account size range$5,000 – $400,000$5,000 – $200,000
Profit split80% (up to 90%)80% (up to 90%)
PayoutsBi-weekly (5 days after first payout)Bi-weekly (every 14 days from first payout)
Challenge model1-step OR 2-step (E8 Track / E8 Evaluation)2-step (Phase 1 + Phase 2)
PlatformsMT4, MT5, TradeLockerMT5, cTrader, Match-Trader

E8 Funding Pros

  • Very low entry fee ($47 for $5k account): among the cheapest 2-step options
  • Up to 400k account size: high scaling ceiling for big swing traders
  • Bi-weekly payouts faster than FTMO monthly cycle
  • Allows EAs, news trading, and weekend holds on most plans

Funding Pips Pros

  • Industry-cheapest entry fee ($30 for $5k): undercuts almost everyone
  • Allows news trading, EAs, scalping, and weekend holds
  • High demand among Reddit /r/algotrading users in 2026
  • cTrader support including Smart Trader Tools

Who Should Pick Which?

Pick E8 Funding if: Cost-conscious traders wanting a 2-step model with cheaper entry than FTMO.

Pick Funding Pips if: Cost-sensitive traders running EAs who want the cheapest possible 2-step entry.

Test Both Against Your Strategy Before You Pay

Run your backtest through JPTradingCapital's Prop Firm Checker. We evaluate your trades against E8 Funding's and Funding Pips's exact rulesets and tell you which one your strategy would actually pass.

Open the Prop Firm Checker →

If the decision is really about who runs the evaluation rather than which firm, our prop firm challenge passing service trades it for you on either firm. The account is bought in your name and we take no share of your payouts.

Full E8 Funding and Funding Pips Reviews

Frequently Asked Questions

Which is cheaper, E8 Funding or Funding Pips?
Funding Pips is cheaper to start, with a minimum challenge fee of $30. E8 Funding starts at $47 and Funding Pips starts at $30. Cheaper entry doesn't always mean better value. Check the profit split, account ceiling, and payout reliability before deciding.
Which has the better profit split, E8 Funding or Funding Pips?
E8 Funding offers 80% (up to 90%) and Funding Pips offers 80% (up to 90%). Note: most prop firms scale the split with consecutive payouts, so the headline number is just the starting point.
Can I run the same EA on both E8 Funding and Funding Pips?
Yes, both firms support MT5, so any EA compiled for those platforms will run on both. You'd still need to verify each firm's news-trading and scalping rules to make sure your strategy is allowed.
Which is more reputable, E8 Funding or Funding Pips?
E8 Funding (founded 2021) has the longer track record. Funding Pips was founded in 2022 and is still building its payout reputation. For larger account sizes the older firm is usually the safer pick.
Which is better for swing traders, E8 Funding or Funding Pips?
Swing traders need to check two things: (1) whether the firm allows weekend holds, and (2) whether the daily drawdown is static or trailing. Trailing DD is brutal for swing positions because intraday peak equity becomes the new floor. See the Pros/Cons section above for each firm's specifics.
Can I use both E8 Funding and Funding Pips simultaneously?
Yes, most prop firms allow you to hold multiple accounts at different firms (their rules apply only to their own accounts). Some traders deliberately diversify across 2-3 firms to reduce single-firm risk and stack payouts.