FTMO vs The5%ers: Program Comparison

Compare the selected programs, rules, total costs and payout conditions.

Quick Verdict

FTMO and The5%ers offer distinct programs. This page does not establish a universal winner: compare equivalent products, current total cost, loss-floor calculations, EA permission and payout eligibility using the official sources below.

Head-to-Head Comparison

MetricFTMOThe5%ers
Company informationDirectory lists 2015, Prague, Czech Republic; check the current legal counterparty and terms. Age and location do not certify payout safety.Directory lists 2016, Tel Aviv, Israel; check the current legal counterparty and terms. Age and location do not certify payout safety.
Market / product scopeForex / CFDForex / CFD
Program costListed directory fee: $89; verify the current product, options and full cost with the firm.Listed directory fee: $39; verify the current product, options and full cost with the firm.
Account size / product scope$10,000 to $200,000 in the directory snapshot; verify the current product.$6,000 to $100,000 in the directory snapshot; verify the current product.
Profit split80%50% → 75% with scaling
PayoutsMonthly (on-demand after first)Monthly
Challenge model2-step (Challenge + Verification)Bootcamp (1-step) OR High-Stakes Challenge (2-step)
Platforms / permissionMT4, MT5, cTrader, DXtrade in the directory snapshot; confirm current program access and permission.MT4, MT5 in the directory snapshot; confirm current program access and permission.

FTMO Pros

  • Longest-running major prop firm: proven track record since 2015
  • Strong reputation and reliable payouts (TrustPilot 4.8)
  • Generous 80% profit split, scalable to 90%
  • Allows EAs, scalping and news trading on most accounts

The5%ers Pros

  • 10-year track record (since 2016): one of the oldest prop firms
  • Instant funding option (no challenge) on Bootcamp accounts
  • No daily drawdown limit on most plans
  • Strong educator-style approach, good for newer traders

Program Fit to Verify

FTMO: Serious traders who value reputation and payout reliability over cheap fees.

The5%ers: New-to-prop traders who want a slower-paced, education-focused experience.

Test Both Against Your Strategy Before You Pay

EA Hub can illustrate selected preset checks using supplied backtest results. It does not establish that a strategy would pass either firm. Verify current product rules, intraday equity behavior, costs, permission and payout eligibility separately.

Open the Prop Firm Checker →

Read the service description and terms separately. Neither account ownership nor software availability authorizes a third party to trade or copy into either firm. Check the proposed arrangement against both firms’ current rules before connecting.

Full FTMO and The5%ers Reviews

Frequently Asked Questions

Which is cheaper, FTMO or The5%ers?
FTMO: Listed directory fee: $89; verify the current product, options and full cost with the firm. The5%ers: Listed directory fee: $39; verify the current product, options and full cost with the firm. Compare equivalent program sizes, add-ons, access periods, activation and repeat costs; there is no universal cheapest product from these two brand names.
How do their payout shares compare?
FTMO: 80% The5%ers: 50% → 75% with scaling Compare the exact program, caps, buffers and eligibility. No payout or future result is guaranteed.
Can I run the same EA on both?
FTMO: Check current product-specific EA, copying and account-access permission. The5%ers: Check current product-specific EA, copying and account-access permission. Shared platform names or a recompilation do not establish permission or equivalent behavior.
Which firm is safer or more reputable?
This comparison does not establish payout safety. Company age, a parent-company relationship, review scores and location do not by themselves establish regulation, financial stability or enforceability of a payout. Check the legal counterparty, current contract and independently supportable evidence rather than inferring a winner.
What should a swing trader compare?
Check permitted holding periods, current session-closing deadlines and how each account calculates and enforces its loss floor. An end-of-day update can still be enforced against open losses intraday. Compare the exact stage and product rather than assuming that all trailing floors follow unrealized peaks.
Can I use accounts at both firms?
Check both firms' current personal-use, maximum-allocation, copying, device and strategy rules before any connection. Owning an account does not establish permission to copy a third party or have someone else trade it. More accounts do not guarantee diversified risk or payouts.