MyFundedFX vs TopStep: Which Prop Firm Wins in 2026?

Side-by-side breakdown of rules, fees, payouts and who should pick which.

Quick Verdict

MyFundedFX and TopStep serve different markets: MyFundedFX for forex/CFD traders, TopStep for futures traders. Pick based on what you actually trade, not which firm looks better on paper.

Head-to-Head Comparison

MetricMyFundedFXTopStep
Founded20222012
HQDubai, UAEChicago, USA
MarketForex/CFDFutures
Minimum fee$49$49
Account size range$5,000 – $300,000$50,000 – $150,000
Profit split80% (up to 90% with scaling)90% (first $10K), then 90% thereafter
PayoutsBi-weeklyWeekly (after 5 winning days, 30%+ above starting balance)
Challenge model1-step OR 2-step1-step Trading Combine
PlatformsMT4, MT5, DXtrade, cTrader, Match-TraderTopstepX, NinjaTrader, TradingView, Tradovate

MyFundedFX Pros

  • Wide platform support including Match-Trader and DXtrade
  • Aggressive promo discounts: frequent 30-50% off coupons
  • Both 1-step and 2-step options under one account
  • Allows news trading and EAs

TopStep Pros

  • Oldest and most established futures prop firm (2012)
  • Highest profit split in futures space (90%)
  • 1-step combine: pass once, get funded
  • Regulated (SEC/CFTC adjacent), payouts reliably processed

Who Should Pick Which?

Pick MyFundedFX if: Traders who want platform variety (Match-Trader / DXtrade) and frequent discounts.

Pick TopStep if: Futures day traders who can pass a 1-step combine manually (no algos).

Test Both Against Your Strategy Before You Pay

Run your backtest through JPTradingCapital's Prop Firm Checker. We evaluate your trades against MyFundedFX's and TopStep's exact rulesets and tell you which one your strategy would actually pass.

Open the Prop Firm Checker →

If the decision is really about who runs the evaluation rather than which firm, our prop firm challenge passing service trades it for you on either firm. The account is bought in your name and we take no share of your payouts.

Full MyFundedFX and TopStep Reviews

Frequently Asked Questions

Which is cheaper, MyFundedFX or TopStep?
MyFundedFX and TopStep both start at $49. The total cost depends on which account size you target. See the comparison table above.
Which has the better profit split, MyFundedFX or TopStep?
MyFundedFX offers 80% (up to 90% with scaling) and TopStep offers 90% (first $10K), then 90% thereafter. Note: most prop firms scale the split with consecutive payouts, so the headline number is just the starting point.
Can I run the same EA on both MyFundedFX and TopStep?
It depends on which platform your EA targets. MyFundedFX supports MT4, MT5, DXtrade, cTrader, Match-Trader and TopStep supports TopstepX, NinjaTrader, TradingView, Tradovate. There's no platform overlap, so you'd need to recompile or rewrite the EA.
Which is more reputable, MyFundedFX or TopStep?
MyFundedFX (founded 2022) has the longer track record. MyFundedFX was founded in 2022 and is still building its payout reputation. For larger account sizes the older firm is usually the safer pick.
Which is better for swing traders, MyFundedFX or TopStep?
Swing traders need to check two things: (1) whether the firm allows weekend holds, and (2) whether the daily drawdown is static or trailing. Trailing DD is brutal for swing positions because intraday peak equity becomes the new floor. See the Pros/Cons section above for each firm's specifics.
Can I use both MyFundedFX and TopStep simultaneously?
Yes, most prop firms allow you to hold multiple accounts at different firms (their rules apply only to their own accounts). Some traders deliberately diversify across 2-3 firms to reduce single-firm risk and stack payouts.