The Funded Trader vs The5%ers: Which Prop Firm Wins in 2026?
Side-by-side breakdown of rules, fees, payouts and who should pick which.
Quick Verdict
The Funded Trader and The5%ers both have strong cases — the tiebreaker is your trading style. See the side-by-side table below and the "who should pick which" section for an honest answer.
Head-to-Head Comparison
| Metric | The Funded Trader | The5%ers |
|---|---|---|
| Founded | 2022 | 2016 |
| HQ | Delaware, USA | Tel Aviv, Israel |
| Market | Forex/CFD | Forex/CFD |
| Minimum fee | $39 | $39 |
| Account size range | $5,000 – $400,000 | $6,000 – $100,000 |
| Profit split | 80% (up to 90%) | 50% → 75% with scaling |
| Payouts | Bi-weekly | Monthly |
| Challenge model | Standard 2-step, Rapid 1-step, Royal, Knight (3-step) | Bootcamp (1-step) OR High-Stakes Challenge (2-step) |
| Platforms | MT4, MT5, DXtrade, Match-Trader | MT4, MT5 |
The Funded Trader Pros
- 4 challenge variants to match trading style
- Low entry fee ($39) for $5K account — cheapest way to test
- No consistency rule on most programs
- Community-driven with active Discord support
The5%ers Pros
- 10-year track record (since 2016) — one of the oldest prop firms
- Instant funding option (no challenge) on Bootcamp accounts
- No daily drawdown limit on most plans
- Strong educator-style approach, good for newer traders
Who Should Pick Which?
Pick The Funded Trader if: Traders wanting a cheap entry point or multiple challenge formats to test.
Pick The5%ers if: New-to-prop traders who want a slower-paced, education-focused experience.
Test Both Against Your Strategy — Before You Pay
Run your backtest through JPTradingCapital's Prop Firm Checker — we evaluate your trades against The Funded Trader's and The5%ers's exact rulesets and tell you which one your strategy would actually pass.
Full The Funded Trader and The5%ers Reviews
Frequently Asked Questions
Which is cheaper, The Funded Trader or The5%ers?
The Funded Trader and The5%ers both start at $39. The total cost depends on which account size you target — see the comparison table above.
Which has the better profit split, The Funded Trader or The5%ers?
The Funded Trader offers 80% (up to 90%) and The5%ers offers 50% → 75% with scaling. Note: most prop firms scale the split with consecutive payouts, so the headline number is just the starting point.
Can I run the same EA on both The Funded Trader and The5%ers?
Yes — both firms support MT4 and MT5, so any EA compiled for those platforms will run on both. You'd still need to verify each firm's news-trading and scalping rules to make sure your strategy is allowed.
Which is more reputable, The Funded Trader or The5%ers?
The Funded Trader (founded 2022) has the longer track record. The Funded Trader was founded in 2022 and is still building its payout reputation. For larger account sizes the older firm is usually the safer pick.
Which is better for swing traders, The Funded Trader or The5%ers?
Swing traders need to check two things: (1) whether the firm allows weekend holds, and (2) whether the daily drawdown is static or trailing. Trailing DD is brutal for swing positions because intraday peak equity becomes the new floor. See the Pros/Cons section above for each firm's specifics.
Can I use both The Funded Trader and The5%ers simultaneously?
Yes — most prop firms allow you to hold multiple accounts at different firms (their rules apply only to their own accounts). Some traders deliberately diversify across 2-3 firms to reduce single-firm risk and stack payouts.