FundedNext explained: models, rules and reward conditions

FundedNext offers different CFD evaluation models and a separate Stellar Instant model. Their targets, loss calculations, minimum days, software permissions and reward conditions are not interchangeable. An evaluation uses simulated trading; a purchased account size is not cash owned by the trader. This guide separates the account conditions that must be checked before choosing a product.

Identify the actual model and order

Record the model, account size, platform, purchase or reset date, phase and add-ons. The official daily-loss guide says Express and Evaluation stopped being offered to new clients on 18 March 2025; existing accounts are a separate case. They should not be presented as today’s alternatives to Stellar. Stellar Instant has no Challenge phase and needs its own trailing-loss, allocation and reward checks. This article concerns CFD accounts; FundedNext Futures has separate products and rules.

Compare the Challenge phases

The current Stellar 1-Step Challenge has one 10% target, 3% daily and 6% maximum loss limits, and 2 minimum trading days. The 2-Step Challenge has 8% and 5% phase targets, 5% daily and 10% maximum loss limits, and 5 minimum days per phase. Neither has a fixed completion deadline. Eligible no-minimum-days add-ons are exceptions, not a universal rule. Stellar Lite is another model: check its current order and dated minimum-day conditions. These are Challenge figures; recheck the actual FundedNext Account after transition rather than automatically carrying a table forward.

Calculate daily loss using the right reference

Use the initial-account-balance allowance and the day’s closed plus floating trading result, including relevant costs. Do not substitute the highest intraday equity or a fixed daily equity floor. Illustrative Challenge calculation only: on an initial $10,000 account with a 5% daily allowance, the allowance is $500. A $100 closed profit and $550 floating loss produce a net $450 daily loss before other costs, leaving $50 against that allowance. Open positions and the server-day reset can change the result. Follow the official calculation; a total-loss rule is a different test.

Check software permission before connection

The current CFD EA policy requires an eligible MT4/MT5 account below $50,000 plus the paid EA add-on. Accounts of $50,000 and above must be traded manually, including SL/TP and lot-adjustment tools; cTrader and Match-Trader do not permit EAs. Strategy restrictions still apply. Platform support, a rule profile or a software test does not grant permission. Read the specific EA guide before enabling a file. A loss guard cannot guarantee protection against gaps, slippage, costs or disconnections.

Separate passing from reward eligibility

Reaching a target is not a guaranteed reward. KYC, agreement, account issuance and compliance review remain relevant. The reward schedule distinguishes models, checkout options and purchase/reset cohorts. For example, current 1-Step orders from 12 January 2026 place the Refundable Fee at the third reward; the 2-Step subscription/reset fee has its own first-reward condition. A refundable Challenge fee does not make the purchase risk-free and does not refund every add-on. Scale-Up has separate criteria; a historical four-month formula is not a universal current promise.

Compare the total cost, not a headline discount

Compare the actual checkout price, selected add-ons, transaction costs, any reset and the reward conditions. A fee can be spent without receiving a payout. Do not stack a coupon and referral code unless the checkout explicitly permits it; the official coupon/referral rule permits one or the other. Verify country and platform eligibility before paying. No fixed fee grid, payout date, profit share or best model is assumed for every account.

Read results and evidence in their proper scope

JPTradingCapital builds trading software. EA Hub is downloadable software used in the customer’s authorised terminal; the separately hosted Algo needs no customer installation or VPS. Hosting is not FundedNext permission. The results page publishes monthly figures from the hosted service’s own broker statement, not an independent audit or a pass-rate study for another EA. Evaluate the exact file and test conditions. Official sources checked 16 October 2026.

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