How Much Does FTMO Cost? Fees and Refunds

How much FTMO costs depends on the challenge type, simulated account size, account currency and the price shown when you order. Because FTMO can change its products, regional availability and promotional pricing, the official order screen is the only reliable place to confirm the amount you would pay today.

The useful question is therefore broader than the headline fee. You need to understand whether the payment covers one or two evaluation stages, whether it can be refunded, and which trading costs still apply inside the simulated environment.

This guide was checked against FTMO's official product and fee information. It avoids a static price table because such a table can become inaccurate while still ranking in search.

How much does FTMO cost?

FTMO charges a one-time fee for the challenge you select, and the exact amount is shown during the official ordering process. The price varies with the product configuration, so check the current total in your chosen currency before paying.

FTMO currently describes a 1-Step and a 2-Step evaluation route. It also presents several simulated account sizes on its official How It Works page. A larger account size does not mean the trader owns or deposits that account balance. FTMO states that the challenge and subsequent FTMO Account use simulated capital.

A price comparison should therefore record:

• The exact challenge type selected.
• The simulated account size and base currency.
• The Standard or Swing account choice where available.
• The platform and instruments you intend to trade.
• The fee shown at checkout after any valid promotion.
• The refund terms attached to that specific product.

Keep a screenshot or invoice from the order. If the public page changes later, you still have the terms and amount connected to your purchase.

Is the FTMO fee recurring?

No, FTMO says the challenge fee is a one-time payment and is not a recurring subscription. Its official fee FAQ also states that the 2-Step payment covers both the Challenge and Verification stages.

That does not mean one payment gives unlimited evaluation attempts. If an account ends after a rule breach, any new purchase is a separate decision under the terms and pricing available at that time. Treat the original fee as the maximum direct purchase loss for that attempt, not as a deposit into a trading account.

FTMO's current wording is available in its official answer on additional and recurring fees. Check that page again immediately before buying because product terms can change.

Is the FTMO entry fee refundable?

The refund treatment depends on the challenge type. FTMO states that the 1-Step fee is not refunded, while the 2-Step fee may be refunded with the first Reward withdrawal after the trader has completed the evaluation and met the relevant conditions.

This difference matters when comparing the displayed prices. A lower headline fee is not automatically the lower final cost if the products have different stages, objectives or refund rules. Equally, a potentially refundable fee should still be budgeted as money you may not receive back, because completing the process is not assured.

Read FTMO's official entry fee refund explanation and the terms tied to your order. Do not rely on an old coupon page, social post or screenshot from another trader.

What changes the total FTMO cost?

The total cost changes when the trader chooses a different product, account size, currency or later buys another attempt. It can also be affected by conversion charges or payment costs applied by the trader's own bank or payment provider.

Inside the account, execution costs influence the trading result even though they are not another invoice from FTMO. FTMO says its simulated environment includes market-style spreads, commissions, swaps and trading hours. Those costs can change whether a strategy stays inside an account rule or reaches its objective.

Before paying, review these practical cost areas:

• Payment currency and any conversion fee charged outside FTMO.
• Spread and commission on the instruments your strategy uses.
• Swap when positions remain open across rollover.
• Slippage around volatile periods and market openings.
• The cost of replacing an evaluation after a breach.
• Any software, hosting or data service you choose independently.

Do not combine those items into a promised total from a generic example. Your trading frequency, instruments, holding time and payment route determine which costs actually apply.

Are there hidden FTMO costs?

FTMO says it does not charge additional or hidden product fees beyond the one-time challenge fee. Traders can still create extra costs for themselves through repeated purchases, currency conversion, third-party software or unsuitable trading execution.

The safest approach is to separate provider charges from operating costs. The FTMO invoice belongs in one column. Broker-style execution inside the simulated account, your own tools and any replacement attempt belong in separate columns. This makes it harder to mistake a one-time purchase price for the complete cost of the plan.

Be careful with discount claims. A discount is useful only when it is valid on the exact product you intended to buy. Never increase the account size or change the evaluation route merely because a promotion makes the larger checkout look attractive.

How should you choose an FTMO challenge?

Choose the smallest configuration that fits your strategy mechanics and a fee you are prepared to lose. The account rules and your ability to stay within them matter more than the simulated balance printed on the dashboard.

Check the official terms for the exact product, then review:

1. How many evaluation stages apply.
2. Which loss limits and objectives apply to each stage.
3. Whether positions may remain open during the periods you trade.
4. Whether your EA, copier or trading method is permitted.
5. Which refund rule belongs to the selected route.
6. Whether the minimum lot and contract size fit your risk plan.

The JPTC FTMO guide brings the operating questions together, while the EA Hub page explains the JPTC software and risk-control scope. No software can guarantee a challenge pass.

Can an EA reduce the cost of failed attempts?

An EA can enforce a repeatable risk process, but it cannot remove market risk or promise fewer failed attempts. Its value depends on correct settings, broker-terminal behaviour and whether the strategy fits the current account rules.

Validate the exact EA and standalone setfile before attaching it to an evaluation. Confirm the symbol specifications, trading hours, spread, commission and daily protection. A strong-looking backtest is not enough when the terminal, broker data or account rules differ.

Customers run the JPTC EA Hub on their own account at their own broker. JPTC does not hold funds and has no withdrawal access. For broader comparisons before choosing any provider, use the prop-firm resource hub and verify every changing term with the provider itself.

As a practical next step, open FTMO's current order page beside the JPTC FTMO guide, record the exact configuration and refund rule, and only then decide whether the fee fits your trading plan.